Attention homeowners in Banner Elk and Avery County: Need an appraisal?

Here are the top seven reasons NC homeowners hire High Country Appraisals www.highcountryappraisals.com:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a NC property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Do you own a home in or near Banner Elk? Do you need help determining the price of your real estate?
Contact High Country Appraisals www.highcountryappraisals.com.

At High Country Appraisals www.highcountryappraisals.com, we understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at High Country Appraisals www.highcountryappraisals.com will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are veterans in helping folks just like you get rid of unwanted PMI insurance.

Challenge a property tax assessment

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from High Country Appraisals www.highcountryappraisals.com is your perfect weapon.

Recently got a freeze your HELOC?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. High Country Appraisals www.highcountryappraisals.com can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? In a field review we will go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? High Country Appraisals www.highcountryappraisals.com can help with that too. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.